We don't just create a plan—we build the systems to execute it across generations
The POWERplan Framework™ is our strategic planning methodology that addresses all five dimensions of multi-generational wealth stewardship—not just investment returns.
Most advisors focus on one pillar (usually Wealth). We coordinate all five, ensuring they work together in service of your family's ultimate purpose.
Created during the D⁴ Design phase and deployed in D⁵™, your POWERplan becomes the living strategic document that guides your family for generations.
Defining the ultimate aim of the wealth
Creating shared understanding and transparency
Cultivating curiosity, ownership, and next-generation engagement
Developing financial literacy and decision readiness
Strengthening trust within families and across advisors
Articulating the "Why" Behind Your Wealth
Purpose is the foundation of everything. Without clarity on why your wealth exists and what it should accomplish, all other planning is tactical guesswork.
This pillar ensures every major decision is documented not just for what was decided, but why—creating context for generations who weren't in the room.
Written statements that capture what your family stands for, what you want to accomplish, and how you want to be remembered across generations.
Our signature tool: documentation of every major strategic decision with the context, reasoning, and intended outcomes—creating a decision legacy for future generations.
Stories, lessons, and wisdom from wealth creators captured for future generations—preserving not just wealth, but the culture that created it.
Ensuring investment strategies align with family values—excluding or including certain sectors, companies, or approaches based on purpose, not just returns.
Charitable giving aligned with family purpose—not random donations, but strategic philanthropy that advances your ultimate aims.
When future generations face complex decisions—sell the business? Merge foundations? Change investment strategies?—they'll have documented context for understanding not just what was done, but why it was done, enabling them to make purpose-aligned decisions in new circumstances.
Business Succession & Estate Structure Optimization
Most families have complex ownership structures across operating businesses, real estate, trusts, and investment entities. This pillar ensures all structures work together—not against each other.
Strategic roadmaps for transitioning operating businesses—whether to next generation, outside management, or eventual sale—aligned with family purpose and capacity.
Review and refinement of trust structures, entity types, and ownership arrangements to ensure they still serve your current purposes and tax environment.
When families have multiple LLCs, trusts, S-corps, and partnerships, someone needs to coordinate them. We ensure proper governance across all entities.
Ensuring operating agreements, buy-sell provisions, and valuation methods reflect current reality and family intentions for various scenarios.
Designing structures that separate voting control from economic participation where appropriate—allowing wealth transfer while maintaining strategic oversight.
Ownership structures created 20 years ago often no longer fit current family dynamics, tax law, or business reality. This pillar ensures your legal structures actually support your strategic aims rather than constraining them.
Investment Strategy & Tax Optimization
This is where most advisors start and stop. We address Wealth as one of five pillars—important, but not all-encompassing—and always in service of Purpose.
Coordinating investment managers and strategies across all accounts—ensuring portfolios align with family risk tolerance, time horizon, and purpose (not just chasing performance).
Coordinating with CPAs on tax planning that optimizes across generations—not just minimizing this year's bill, but strategically managing tax impact over decades.
Comprehensive protection planning across life, disability, property, liability, and business risks—coordinated with insurance specialists but overseen holistically.
Ensuring sufficient liquidity for lifestyle needs, opportunities, and distributions without forced asset sales or disrupting long-term strategies.
Strategic placement of assets across taxable accounts, trusts, retirement plans, and entities to minimize tax drag and maximize after-tax wealth accumulation.
Coordinating donor-advised funds, private foundations, and charitable trusts with investment and tax strategies for maximum philanthropic impact.
Investment returns matter, but purpose alignment matters more. This pillar ensures your wealth strategies serve your family's ultimate aims—not the other way around.
Next-Generation Preparation & Wealth Education
The #1 reason families lose wealth by the second generation isn't bad investments—it's unprepared heirs. This pillar ensures rising generations are stewards, not just beneficiaries.
Structured education programs appropriate for different life stages—from basic money concepts for young children to complex wealth stewardship for adults.
Practical education on budgeting, investing, tax planning, insurance, and estate planning—preparing next-gen to make informed decisions about their own wealth.
Teaching the mindsets, values, and skills that created the wealth—work ethic, risk assessment, value creation, delayed gratification—not just asset management.
Shifting perspective from "this money is mine" to "I'm a steward of family resources"—understanding their role in multi-generational wealth continuity.
Structured opportunities for next-gen to learn family businesses from the ground up—if they choose involvement, ensuring they're prepared for leadership roles.
Regular family conversations about purpose, values, and legacy—ensuring next-gen understands not just what the family has, but why it exists.
You can structure the perfect estate plan, but if the next generation isn't prepared to be stewards, wealth will dissipate. This pillar ensures your heirs are ready for the responsibility they'll inherit.
Family Governance & Professional Team Coordination
Wealth doesn't destroy families—poor communication and unaddressed conflict do. This pillar builds systems for healthy family dynamics and coordinated professional support.
Quarterly (or more frequent) family meetings with agendas, decision protocols, and documentation—creating consistent communication rhythms and transparent governance.
Established systems for how family members communicate about wealth matters—who needs to know what, when, and how decisions get made.
Pre-agreed processes for addressing disagreements constructively—before they become crises—including mediation, voting procedures, and deadlock-breaking mechanisms.
Your Family CFO orchestrates quarterly meetings with attorneys, CPAs, investment managers, and other advisors—ensuring everyone rows in the same direction.
Clear guidelines for family member employment in family businesses—compensation, performance expectations, advancement criteria—preventing resentment and ambiguity.
Transparent conversations about what heirs can expect, when, and under what conditions—reducing anxiety and entitlement while building shared understanding.
The technical aspects of wealth planning mean nothing if family relationships fracture. This pillar ensures strong communication, aligned advisors, and healthy family dynamics that support multi-generational continuity.
The power of the POWERplan Framework™ isn't in the individual pillars—it's in how they integrate and reinforce each other.
Investment strategies aren't just about maximizing returns—they're aligned with family values and ultimate aims.
Next-gen education includes business and governance training before they inherit ownership responsibilities.
Family governance meetings become the venue for teaching values and purpose to rising generations.
Legal entities are designed to facilitate multi-generational tax optimization and investment strategies.
Your Family CFO coordinates all five pillars continuously—ensuring they evolve together as your family's needs change across time.
The POWERplan Framework™ is created during the D⁴ Design phase of our comprehensive onboarding process—after we've discovered your current state, defined your purpose, and developed trusted relationships.